Don't let damaged glass get you down

Cover all the glass on your vehicle starting at $16 a month.
Get Covered
Chips are inevitable... Paying for repairs and replacement isn't. Chips are inevitable... Paying for repairs and replacement isn't.

We do one thing and we do it well

Simple, straightforward coverage that never affects your regular insurance.

Your standard auto policy often doesn’t cover replacing or repairing glass. That’s tough, because auto glass is more expensive than ever. We have a simple, straightforward way to keep those costs low. For as little as $16 a month, we take care of the glass on your vehicle. That’s what we do. Great coverage and really low deductibles.

How It Works

How expensive is my car's glass, really?

(Hint: very expensive)
AMI Vehicle
AMI Vehicle
Estimated total: up to
$7,818
*Based on replacement costs of Ford F150
Estimated total: up to
$14,581
*Based on replacement costs of Hyundai Santa Fe

The autoglass insurance made for Alberta

Our province is big, beautiful and brutal on your car.

We love it here. But between the gravel and rocks, the hail and the roller coaster temperatures, glass damage is inevitable. Every Albertan dreads that all too familiar sound of something chipping your glass. And the horror of watching a crack slowly spread like an evil smile across your windshield.

AMI is on a mission to turn that feeling of “No! That’s gonna cost a fortune!” to “No problem, that’s covered!”

The AMI benefits

Standalone, straightforward insurance AMI is completely separate from your regular insurance, so claims won't affect your premiums or deductibles.
Super low deductible We mean it. We're talking $25 for repairs and $50 for replacement.
Easily repair your vehicle glass Stop stressing over the chips and cracks, and hoping it'll go away on it's own. (It won't.)
Get Covered

How affordable is AMI for you?

Tell us about the vehicle you'd like to cover.
AMI Excludes Glass coverage for campers, motor homes, trailers, buses, limousines, convertibles, special imported vehicles, specific vehicle models, collector vehicles, or limited production vehicles. If you do not see your make or model in the list, contact AMI directly.

Vehicle use:

*Quotes are estimates and may be subject to service fees

FAQ

Contact Us
AMI Autoglass FAQ Arrow
Why do I need AMI if I already have a regular auto insurance policy?

With your regular auto policy, it’s most likely autoglass damage is NOT covered. If you only have liability insurance, your glass isn’t covered. If you have collision or comprehensive, you likely agreed to no “Windshield Coverage” to save on the premium. However, by agreeing to this, your glass is not covered in most cases, and you would have to pay the full cost to repair or replace the glass. If you’re not sure what your auto policy does or doesn’t cover, contact us and we can review and help explain your policy to you.

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Does auto insurance cover windshield chips, cracks or replacement?

With your regular auto policy, it is most likely windshield damage is NOT covered. Most auto insurance policies in Alberta that have collision or comprehensive are issued with a limited glass endorsement. This means the policy does not cover windshield repair or replacement. If you’re not sure what your auto policy does or doesn’t cover, contact us and we can review and help explain your policy to you.

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Do I need to pass a glass inspection to receive coverage?

Yes. But we have made it really easy for you. All you need to do is take your vehicle into one of our Preferred Service Centres. They’ll take care of the rest for you. We have dozens of centres across Alberta, so chances are there’s one nearby.

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What is a Preferred Service Centre?

To keep your premiums and deductibles as low as possible and deliver excellent workmanship, we have established a trusted network of glass replacement businesses throughout Alberta and in select locations across the country. AMI members can trust that we stand behind the service received at any Preferred Service Centre and that claims will be resolved quickly, efficiently and without hassle.

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Do I have to go to a Preferred Service Centre for glass repair or replacement?

No. Your AMI policy will cover glass repairs or replacements at any autoglass service centre; however, you must contact us to discuss the correct procedure prior to having any work completed. To make your claims as painless as possible, we have established a trusted network of Preferred Service Centres throughout Alberta that bill us directly, so you just pay the $25 or $50 deductible and you’re on your way.

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What determines if autoglass will be repaired or replaced?

AMI or a Preferred Service Centre will assess damage and determine the appropriate course of action. If the damaged glass is beyond repair, AMI or a Preferred Service Centre will determine the appropriate piece of replacement glass. Replacement glass may not be identical to the damaged glass but will always be of like kind and quality.

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Will I get Dealer / OEM parts when my glass needs replacing?

AMI or a Preferred Service Centre will assess damage and determine the appropriate course of action. If the damaged glass is beyond repair, AMI or a Preferred Service Centre will determine the appropriate piece of replacement glass. Replacement glass may not be identical to the damaged glass but will be of like kind and quality. If an after-market part of the same “like kind and quality” is available, that part will be used for installation. If no equivalent part meets all the features of the damaged glass part, the Preferred Service Centre will purchase the part from other sources (dealerships, competitive allies) to complete the installation.

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What is recalibration? Is it covered under my AMI policy?

Some newer vehicle models are fitted with Advanced Driver-Assistance Systems (ADAS) to help increase vehicle and driver safety. When your vehicle’s windshield is replaced, some of the cameras and sensors of ADAS may become misaligned. Therefore, your vehicle’s ADAS must be recalibrated to function accurately.

AMI does NOT cover recalibration. If recalibration is required to have the features reset, this would be at a cost to you at the time of replacement work being completed.

The main functions of ADAS can include lane departure warning, adaptive cruise control, autonomous emergency braking, adaptive head lights, adaptive light control, automatic parking, automatic braking systems, automotive night vision, traffic sign recognition, lane change assistance, blind spot monitoring, rear view cameras, turning assistant, forward collision warnings, driver drowsiness detection and more.

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Is AMI Coverage mandatory?

No – AMI is optional coverage and it is important to understand what you are purchasing. Your insurance broker or agent should fully explain how an AMI policy works before issuing it, including what is and isn’t covered. With AMI being optional, it is important to choose coverage that aligns with your needs and preferences. For those seeking simple, affordable glass coverage, it can be a great option.